Buy Here Pay Here Dealership
Helping Customers With Credit Issues
GET APPROVED EVEN WITH LESS THAN PERFECT CREDIT
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Forsyth Family Auto your premier hassle-free Buy Here Pay Here dealership in Cumming, Georgia
Welcome to Forsyth Family Auto, the premier destination for buy here pay here vehicles in Cumming, Georgia. We are a family owned business that has been in continuous operation for 5 years. Since then, we have been offering in-house Buy Here Pay Here financing solutions that have helped thousands of customers. We prioritize our customers and take great pride in offering a wide selection of dependable vehicles at affordable prices. Regardless of your credit history, we believe that everyone should have the opportunity to own their dream car.
Discover the Forsyth Family Auto advantage today by exploring our extensive inventory online or visiting our dealership in Cumming, Georgia. Our knowledgeable team is ready to assist you at every stage, ensuring that your car buying journey is enjoyable and hassle-free. Take the first step now and embark on the road to owning the car of your dreams with our buy here pay here program.
Experience a superior car-buying journey with us
Forsyth Family Auto understands that life can bring unexpected financial challenges. That’s why we offer flexible financing options to support individuals who may have been turned down by traditional banks. We take pride in assisting customers who find themselves in the following situations:
- First Time Buyers
- Bankruptcy
- Self-employed/ 1099 Employment
- Troubled Payment Histories
- No credit or Low Credit Score
- Child Support
- Identity Theft
- ZERO Credit
- Divorce
- Difficulty Proving Income
- Student Loans
- Repo's
- Attorney General
- Open Autos
Cumming, Georgia's #1 Buy Here Pay Here Dealership
Common Questions
Buy Here Pay Here (BHPH) financing is a unique form of auto financing offered directly by the dealership. With this option, you have the convenience of purchasing a car and making payments directly to us, eliminating the need for third-party lenders. At our dealership, we provide various flexible financing options tailored to your needs.
You can make payments online, over the phone, in person, and set up automatic debits at no additional charge.
Visit our Payment Center and pay with cash, card (credit/debit). No change available for cash payments.
Call +1 770-225-9536 to pay by phone.
Absolutely! In most cases, you can take your chosen vehicle home on the same day.
Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.
Yes, as part of our evaluation process, we may review your credit history by accessing your consumer credit file from one or more of the major credit bureaus. However, we prioritize your ability to pay and financial stability. We take into account factors such as your employment and residence history, rather than solely relying on a credit score, when determining a reasonable financing amount and payment and down payment terms.
By responsibly managing your Buy Here Pay Here loan and making timely payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.
- Accessibility: Buy Here Pay Here financing provides an opportunity for individuals with less-than-perfect credit or no credit history to secure financing for a vehicle. Traditional lenders often have stricter credit requirements, making it difficult for such individuals to qualify.
- In-house Financing: With Buy Here Pay Here financing, the dealership acts as the lender, allowing for a simplified and convenient financing process. You can negotiate the terms directly with the dealership, making it easier to find a suitable financing option.
- Faster Approval: Buy Here Pay Here financing typically offers faster approval times compared to traditional lenders. Since the financing decisions are made in-house, the dealership can evaluate your application quickly and provide an immediate response.
- Flexible Terms: Buy Here Pay Here financing often offers more flexible terms, including down payment options, loan durations, and payment schedules. This flexibility allows you to customize the financing to fit your budget and specific needs.
- Credit Building Opportunity: By consistently making timely payments on your Buy Here Pay Here loan, you have the chance to improve your credit history. As the dealership reports your payment activity to the credit bureaus, responsible payment behavior can gradually enhance your credit score.
5 years in business
A+ Rating with BBB
Over 60 Google reviews at 4.6 stars
24 Month / 30k Miles Service Contract
Handpicked Inventory for Your Peace of Mind
Hassle-Free Easy Financing Options
Referral Program
Low Down Payment Options
Everyone Approved
24-month, 30,000-mile Service Contract
Drive with confidence knowing that every one of our modern cars, trucks, and SUVs comes fully equipped with a 24-month, 30,000-mile Service Contract. This means that you can enjoy the road ahead without worrying about unexpected repairs. Our Service Contract is designed to provide you with peace of mind, ensuring that you’re covered in case of any unforeseen issues.
You’re not just buying a vehicle; you’re investing in worry-free driving experiences.
Drive confidently with us!
Where Trust Meets Quality Service and Vehicles
Choosing Forsyth Family Auto guarantees you exceptional service, a thoughtfully curated inventory, and the assurance of a swift and straightforward approval process. Our in-house financing is tailored to aid customers facing credit challenges.
With just your two most recent paychecks or alternative proof of income, along with a valid Georgia driver’s license, you’re all set to drive away in your chosen vehicle TODAY!
Find the Perfect Vehicle For You. Chek out our inventory now.
Forsyth Family Auto
Find us right in the heart of the Cumming, Georgia area. We are your go-to Buy Here Pay Here destination. Swing by and experience it firsthand! Our approachable team of specialists is primed to assist you in discovering the perfect vehicle tailored to both your preferences and budget. We’re driven by our dedication to delivering standout service and a seamless Buy Here Pay Here financing process, ensuring your journey from our lot to your home is smooth and confident.
Since 2020, Forsyth Family Auto has proudly been the driving force within Hall County. This includes Forsyth, Cumming, Cherokee, Dawson, Gainesville, Dawsonville and Canton. Our devoted customer base and their referrals bear testament to our steadfast commitment to providing an exceptional selection of hand-picked inventory and down payment options that fit your budget like a glove.